You will never be any younger than you are today, so whether you decide to continue working beyond retirement age or retire earlier, planning is your best course of action to guarantee a worry-free, comfortable and convenient future. Your health or any unforeseen events like a debilitating injury or long-term care may force you to quit working, there is no guarantee that you will remain as healthy as you are today.
Everyone needs to be motivated in order to achieve a goal in life, so longtermcareprimer listed the top five reasons why people, particularly baby boomers need to plan for retirement.
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